Enable to make a personal monthly budget and become conscious spender.
Help bring purpose to investing and act proactively to stay on the right path to becoming financially independent.
Enjoy life by creating monthly passive income from accumulated wealth.
Reduce stress and debt burden by helping to get into a fast-track debt repayment plan.
Face unexpected financial risks through insurance solutions as safety nets.
Impacting and uplifting human lives with cheerful giving and support. Passing on wealth to the next generation.
Many NRI's ask us questions like:
Am I investing in the right products for my future in India?
Should I continue investing in India or abroad?
How much should I save every month?
What happens when I become a resident again?
How should I plan for my retirement in India?
How do I build a corpus for my children's education?
Am I holding too much money in bank deposits?
What should I do with my NRE and NRO accounts when I return?
How do I manage my investments across different countries?
Who can my family approach in India if they need financial assistance?
If these questions sound familiar, you are not alone.
You could opt for any of the options based on your needs & time horizon:
Tax saving - ELSS Fund - 3 year plus
Short Term - Liquid Fund - 1 month plus
Medium Term - Debt Fund - 3 year plus
High Growth - Diversified Equity - 6 year plus
It is a concentrated equity stock portfolio managed by professional fund manager team with deep research on business fundamentals. It is suitable for matured investors with high risk appetite. Ideal for 7 year plus investment time horizon
High quality corporate fixed deposits which give higher interest than Bank FDs. They are available with 3-5 year tenures. Both cumulative and non-cumulative options available.
It covers all expenses related to hospitalisation and day care surgeries. Cashless facility available in network hospital. There are special plans available for senior citizens, diabetic, cardiac and cancer patients.
It replaces the income loss due to untimely death of an earning member in the family. It enables the family to maintain their current lifestyle expenses and pay off outstanding debts if any. Term insurance is the cheapest form of buying insurance to protect your income loss.
For investors looking beyond traditional mutual funds
Specialised Investment Funds (SIFs) are a new category of investment products designed for investors who have larger investment portfolios and are comfortable with a higher level of investment risk than regular mutual funds.
SIFs offer investment strategies that go beyond traditional equity, debt, or hybrid mutual funds. Depending on the strategy, they may invest across multiple asset classes, use advanced portfolio management techniques, or aim to generate returns in different market conditions.
Invest globally from India through GIFT City
GIFT City (Gujarat International Finance Tec-City) is India's international financial services hub, offering Indian investors and NRIs access to investment opportunities beyond India.
GIFT City Mutual Funds enable eligible investors to invest in globally diversified portfolios through a regulated framework. These funds can provide exposure to international markets, helping reduce dependence on a single country's economy.
Where are you on your path?
How far have you come?
If you need assistance, we're here to help!
Below are some common questions we receive. While this overview provides general information, we understand that everyone's financial situation is unique. For a personalized solution that best fits your needs, we encourage you to reach out to us directly.
Buying your own house is an exciting goal! Some key factors to consider when determining if you're ready are Financial Stability, Credit Score, Debt-to-income Ratio, Market Conditions, Long Term Plans among others.
Repaying loans can feel overwhelming, but with a solid strategy, you can tackle them effectively. Some steps involve Assessing your loans, creating a budget, choose a repayment strategy, increasing payments, and monitor progress
Deciding when you can retire depends on various personal and financial factors, ranging from Financial Readiness to Social Security, Multiple source of incoming to Lifestyle choices.
Choosing the best investment depends on several personal factors, including your financial goals, risk tolerance, time horizon, and current financial situation. It would be best to meet up and discuss so we can create a tailor made solution that fits just for you.
Building a corpus of 1 crore (10 million) can be a significant financial goal, but with the right strategy, it's achievable. Some steps include setting a timeline, assessing current savings, calculating current contributions, choosing the right investment options, Diversification, Tax planning and more importantly staying disciplined.
It has been a very satisfying 8 year journey with Sojan, who has been managing my investment for our long term family goals and insurance needs.
Sojan, I am absolutely delighted with your financial counselling and the holistic approach to service. It is really refreshing to work with a financial adviser who is truly interested in their client's needs, circumstances and preferences. What really impressed me was the way you took the time to know where I was at your depth of knowledge, lateral thinking and your common sense approach. Your professional, ethical and caring demeanour elicits my trust & respect & I gladly recommend your services whenever possible. I look forward to a long term engagement with your services.
I feel fully secured for my future and your planning has helped me get in to a fast track investment plan for my family needs and also covered all the risk involved through insurance.
I am absolutely delighted with your service. It is really refreshing to work with a financial adviser who is truly interested in their client's needs, circumstances & preferences.
Your advise towards total risk management , need for building financial assets for my family goals and my company is highly appreciated.
Your thoughtfulness , sincerity and deep understanding about personal finance related to my life is highly appreciated.
What is Plan My Finance? Who is Sojan Thomas?
CERTIFIED FINANCIAL PLANNER
As a Certified Financial Planner, Sojan Thomas specializes in offering customized financial solutions to high level corporate executives, professionals & entrepreneurs.
Sojan's well-meaning guidance comes from a tenacious matching of client's goals, cashflow status and saving patterns with optimal financial instruments. He has more than one and a half decade of corporate experience in the financial services sector.
Driven by the key question, "How can I bring order, focus and simplicity in the matters of money decisions?", Sojan has gently moved more than 200 families from overwhelmed states to states of order and financial security. Clients have entrusted him with the entire spectrum of their goals.
CEOs, CFOs, NRIs, doctors, retirees, and other professionals have benefited from his goal-based financial solutions approach.
Sojan is an active member of Network FP, a fraternity of financial planning professionals. Through his blog, he shares practical financial insights that help individuals and families bring greater clarity, order and stability to their financial lives.
Know MoreReady to take the next step toward your financial goals? Whether you have questions, need personalized advice, or want to schedule a consultation, we're here to help. Reach out today, and let's start building your financial future together!
Office no 609, Aravali Business Centre, 6th floor, R.C Patel Road, Borivali West, Mumbai 400092
+91 976-649-2928
+91 702-125-3691
Weekdays - 10 AM to 6 PM
Saturdays - 10 AM to 3 PM
